240 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 240 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	14 acres (612,454 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (May 2018)
Tax Bill	$5,628 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-023-034-13`

Property Details

APN / Parcel Number

Primary APN	`02-023-034-13`
Alternative APN	`02 023 034 11`

Exterior

Lot Area	612,454 sqft (14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	240 W SUB STATION RD
City	TEMPERANCE
State	MI
Zip	48182-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEING PART OF THE NW 1/4 OF SEC 23, T8S R7E, DES AS COM AT THE N 1/4 COR OF SEC 23; TH S 0 DEG 10' 38" E 1676.58 FT TO POB;
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Feb 20, 2019	Deed of Trust, Mortgage DIRECTIONS CU
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SVC(S)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	20189208
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	0000023577
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Nov 7, 2025
Property Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Document Number	0000018425
Instrument Date	Jul 8, 2025
Instrument	2025R18425
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575

Mortgage

Document Number	0000000276
Date	Jan 5, 2022
Instrument	2022R00276

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003404
Date	Feb 19, 2020
Instrument	2020R03404

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Document Number	0000002462
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2092 STONEYBROOK LN TEMPERANCE MI 481829466, TEMPERANCE, MI 48182-9466

Mortgage

Document Number	0000002462
Date	Feb 21, 2019
Instrument	2462

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 23, 2018
Property Address	240 W SUB STATION RD, TEMPERANCE, MI 48182-9575
Document Number	0000009208
Instrument Date	May 15, 2018
Instrument	9208
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2042 STONEYBROOK LN TEMPERANCE MI 48182, TEMPERANCE, MI 48182

Mortgage

Document Number	9209
Date	May 23, 2018
Instrument	9209

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,800 (+4.06%) Land $235,800	$471,600 (+4.06%) Land $471,600
2025	$5,628.00 (+2.16%) Homeowner's exemption	$226,600 (+23.15%) Land $226,600	$453,200 (+23.15%) Land $453,200
2024	$5,509.00 (+13.35%)
2023	$4,860.00 Homeowner's exemption	$184,000	$368,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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