116 W Sub Station Rd, Temperance, MI 48182 Property Records

Monroe County property record for 116 W Sub Station Rd, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Dec 2023)
Tax Bill$5,193 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-023-012-40

Property Details

APN / Parcel Number

Primary APN02-023-012-40

Exterior

Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address116 W SUB STATION RD
CityTEMPERANCE
StateMI
Zip48182-9520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 23 T8S R7E 5 ACRES COM 1649.99 FT N 88D 42M 21S W FROM E 1/4 COR SEC 23 TH N 88D 42M 21S W 165 FT TH N 1D 13M 53S E
Legal Range07E
Legal Township08S
Legal Section23
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1002
Census Tract833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 W SUB STATION RD, TEMPERANCE, MI 48182-9520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Warranty Deed, Transfer · VA Mortgage
MIDWEST MORTGAGE INVESTMENTS LTD
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jul 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleDec 9, 2010 · Amount on Record
Deed Document Number202318189
Prior Transfer DateJul 18, 2018
Prior Transfer Doc0000013001
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateDec 12, 2023
Property Address116 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number0000018189
Instrument DateDec 11, 2023
Instrument2023R18189
Transaction TypeTransfer
Record UpdatedDec 26, 2023
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 W SUB STATION RD, TEMPERANCE, MI 48182-9520

Mortgage

Document Number0000018190
DateDec 12, 2023
Instrument2023R18190
Lender
NameMIDWEST MORTGAGE INVESTMENTS LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address116 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024852
DateDec 13, 2017
Instrument2017R24852
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 24, 2042
Interest
Rate TypeFixed Rate

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE MI
Recording DateJul 24, 2018
Property Address116 W SUB STATION RD, TEMPERANCE, MI 48182-9520
Document Number0000013001
Instrument DateJul 18, 2018
Instrument13001
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address3062 SMITH RD LAMBERTVILLE MI 481449480, LAMBERTVILLE, MI 48144-9480

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,200 (+29.32%) Land $219,200$438,400 (+29.32%) Land $438,400
2025$5,193.00 (+37.2%) Homeowner's exemption
2023$3,785.00 Homeowner's exemption$169,500$339,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (1987–2017)
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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