240 Vest Rd, West Point, MS 39773 Property Records

Clay County property record for 240 Vest Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,785 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$599 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091B 19A 0180000`

Property Details

APN / Parcel Number

Primary APN	`091B 19A 0180000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,785 sqft Finished Area
1st Floor Area	1,581 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Utility Building	446 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	240 VEST RD
City	WEST POINT
State	MS
Zip	39773-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 19 T 17 R 07 3 AC IN SE 1/4 NW 1/4 NW 1/4 DB 172/641 & 202/733
Legal Range	07E
Legal Township	17
Legal Section	19
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	3
Census Block	3033
Census Tract	950500

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8060 OTTER TRAIL RD, ALPENA, MI 49707-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Deed Document Number	20254673
Deed Book / Page	323 / 699
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	240 VEST RD, WEST POINT, MS 39773-5122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	516/972
Date	Sep 18, 2019
Book Page	516/972
Instrument	2019005405

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00 (-37.54%) Additional exemption filed	$12,926 (-) Land $1,421 Building $11,505	$129,262 (-) Land $14,210 Building $115,052
2024		$12,926 (+16.5%) Land $1,421 Building $11,505	$129,262 (+16.5%) Land $14,210 Building $115,052
2023	$959.00 (+2.02%) Additional exemption filed	$11,095 Land $1,421 Building $9,674	$110,954 Land $14,210 Building $96,744
2022	$940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	43 (1990–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Feb 2020 · 7 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 18 claims Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20