118 Vest Rd, West Point, MS 39773 Property Records

Clay County property record for 118 Vest Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,834 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$272 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091B 19A 0130200`

Property Details

APN / Parcel Number

Primary APN	`091B 19A 0130200`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,834 sqft Finished Area
1st Floor Area	2,802 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Utility Building	160 sqft

Location & Zoning

Street Address	118 VEST RD
City	WEST POINT
State	MS
Zip	39773-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 19 T 17 R 07 2 AC IN NW 1/4 NW 1/4 DB 202/266
Legal Range	07E
Legal Township	17
Legal Section	19
Legal Subdivision	SEC19 T17S R7E
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	3
Census Block	3033
Census Tract	950500

Owner

118 Vest Rd is owned and occupied by an individual.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	118 VEST RD, WEST POINT, MS 39773-5121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	118 VEST RD, WEST POINT, MS 39773-5121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	492/480
Date	Mar 29, 2017
Book Page	492/480
Instrument	2017000956

Lender

Name	RENASANT BANK
Type	Bank
Address	ABERDEEN, MS 39730

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 118 Vest Rd was $272, up 3% from the year before.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$272.00 (+3.03%) Additional exemption filed	$12,190 (-) Land $1,086 Building $11,104	$121,899 (-) Land $10,860 Building $111,039
2024	$264.00 (-45.79%) Additional exemption filed	$12,190 (+3.36%) Land $1,086 Building $11,104	$121,899 (+3.36%) Land $10,860 Building $111,039
2023	$487.00 (+1.46%) Additional exemption filed	$11,794 Land $1,086 Building $10,708	$117,938 Land $10,860 Building $107,078
2022	$480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Vest Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	43 (1990–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Feb 2020 · 7 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 18 claims Severe Storms, Tornadoes & Flooding, May 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Vest Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20