Polk County property record for 240 Thorpe St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft · built 1948 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,216 (Jun 2026) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08421-CD-02800 |
| Primary APN | 08421-CD-02800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| View / Lot | Flood Plain |
| Deck Area | 54 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 305608 |
|---|---|
| Street Address | 240 THORPE ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | THORPS ADDITION LOT 2 BLOCK 4 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | THORPS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20305 |
Source: Polk County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer AMERITITLE |
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2022 · Amount on Record |
| Deed Document Number | 20265251 |
| Prior Transfer Date | Apr 7, 2021 |
| Prior Transfer Doc | 0000006278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 30, 2026 |
| Property Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Number | 0000005251 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20265251 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 18, 2022 |
| Property Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Number | 0000012265 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022-012265 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Number | 0000012266 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022-012266 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012730 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-012730 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 28, 2020 |
| Property Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Number | 0000014098 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-014098 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 636, MONMOUTH, OR 97361-0636 |
| Document Number | 0000014099 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-014099 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 19, 2019 |
| Property Address | 240 THORPE ST, INDEPENDENCE, OR 97351-2240 |
| Document Number | 0000003891 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019-003891 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Document Number | 0000003892 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-003892 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,510 (+3%) Land $28,590 Building $76,920 | $277,010 (+7.22%) Land $137,000 Building $140,010 | |
| 2025 | $1,869.00 (+3.78%) | $102,440 (+3%) Land $27,760 Building $74,680 | $258,350 (-5.36%) Land $122,000 Building $136,350 |
| 2024 | $1,801.00 (-2.49%) | $99,460 (+2.99%) Land $26,950 Building $72,510 | $272,990 (-1.99%) Land $123,000 Building $149,990 |
| 2023 | $1,847.00 (+8.9%) | $96,570 (+3%) Land $26,170 Building $70,400 | $278,530 (+10.62%) Land $124,100 Building $154,430 |
| 2022 | $1,696.00 | $93,760 Land $25,410 Building $68,350 | $251,780 Land $108,250 Building $143,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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