Polk County property record for 182 Thorpe St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,746 sqft · built 1890 |
| Lot Size | 0.165 acres (7,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Feb 2022) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08421-CD-03000 |
| Primary APN | 08421-CD-03000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 901 sqft |
| 2nd Floor Area | 845 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,181 sqft (0.165 acres) |
| View / Lot | Flood Plain |
| Deck Area | 144 sqft |
|---|---|
| Patio Area | 326 sqft |
| Balcony Area | 182 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 201540 |
|---|---|
| Street Address | 182 THORPE ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORPS ADDITION LOT 4 BLOCK 5 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | THORPS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20305 |
Source: Polk County records · APN 08421-CD-03000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · VA Mortgage LPMC LLC |
| Feb 03, 2022 | Warranty Deed, Transfer · VA Mortgage LPMC LLC |
| Feb 07, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2022 · Amount on Record |
| Deed Sale | Feb 03, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 20221560 |
| Prior Transfer Date | Oct 16, 2009 |
| Prior Transfer Doc | 0000012019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 12, 2021 |
| Property Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Document Number | 0000017896 |
| Map Reference | VOL D12 PG 239A |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-017896 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Document Number | 0000017897 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-017897 |
| Name | LPMC LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 03, 2022 |
| Property Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Document Number | 0000001560 |
| Map Reference | VOL D12 PG 239A |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2022-001560 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Document Number | 0000001561 |
|---|---|
| Date | Feb 03, 2022 |
| Instrument | 2022-001561 |
| Name | LPMC LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0000001565 |
|---|---|
| Date | Feb 07, 2018 |
| Instrument | 2018-001565 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 182 THORPE ST, INDEPENDENCE, OR 97351-2239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012241 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019-012241 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,690 (+3%) Land $52,950 Building $93,740 | $443,140 (+5.43%) Land $150,000 Building $293,140 | |
| 2025 | $2,599.00 (+3.79%) | $142,420 (+2.99%) Land $51,410 Building $91,010 | $420,330 (-6.24%) Land $135,000 Building $285,330 |
| 2024 | $2,504.00 (-2.49%) | $138,280 (+2.99%) Land $49,910 Building $88,370 | $448,300 (-1.5%) Land $137,000 Building $311,300 |
| 2023 | $2,568.00 (+8.91%) | $134,260 (+3%) Land $48,460 Building $85,800 | $455,140 (+6.51%) Land $138,200 Building $316,940 |
| 2022 | $2,358.00 | $130,350 Land $47,050 Building $83,300 | $427,330 Land $117,500 Building $309,830 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 245 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications & Technologies Fixed Wireless | 200 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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