Cambria County property record for 240 Smithbower Ln, Loretto, PA 15940 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1984 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $632 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006.-124.000 |
| Primary APN | 02-006.-124.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Street Address | 240 SMITHBOWER LN |
|---|---|
| City | LORETTO |
| State | PA |
| Zip | 15940-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H OB |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | ALLEGHENY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12300 |
Source: Cambria County records · APN 02-006.-124.000
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage S & T BANK |
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit S&T BANK |
| Nov 12, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage S&T BANK |
| Dec 15, 2022 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2008 |
| Deed Sale | Feb 05, 2008 |
| Deed Book / Page | 2258 / 654 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019000008268 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 20190-00008268 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202300012274 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023-00012274 |
| Name | S&T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Nov 12, 2024 |
| Property Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
| Document Number | 202400010338 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 2024-00010338 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 SMITHWOOD LN, LORETTO, PA 15940 |
| Document Number | 202400010339 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 2024-00010339 |
| Name | S&T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Dec 15, 2022 |
| Property Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
| Document Number | 2022000014210 |
| Instrument Date | Dec 08, 2022 |
| Instrument | 20220-00014210 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 SMITHBOWER LN, LORETTO, PA 15940-8120 |
Source: Cambria County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Allegheny Township |
| Unified School District | Penn Cambria School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632.00 | $16,440 (-) Land $980 Building $15,460 | |
| 2025 | $632.00 (-61.3%) | $16,440 (-) Land $980 Building $15,460 | |
| 2024 | $1,633.00 (+3.49%) | $16,440 (-) Land $980 Building $15,460 | |
| 2023 | $1,578.00 | $16,440 Land $980 Building $15,460 | |
| 1972 | $16,440 Land $980 Building $15,460 |
Source: FEMA National Flood Hazard Layer, Cambria County (42021C), updated June 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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