145 Smithbower Ln, Loretto, PA 15940 Property Records

Cambria County property record for 145 Smithbower Ln, Loretto, PA 15940 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$815 (2026)
Deeds & Mortgages	Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`02-006.-106.003`

Property Details

APN / Parcel Number

Primary APN	`02-006.-106.003`
Alternative APN	`002 029184`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	145 SMITHBOWER LN
City	LORETTO
State	PA
Zip	15940-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CAMBRIA PA
Township / Civil Division	ALLEGHENY
Census Block Group	1
Census Block	1024
Census Tract	12300

Owner

Source: Cambria County records · APN 02-006.-106.003

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 SMITHBOWER LN, LORETTO, PA 15940-8117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2011
Deed Sale	Oct 10, 2011
Deed Book / Page	2485 / 408
Last Transfer Date	Jan 14, 2019
Transfer Doc	0000000661
Record Updated	Jun 08, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIA PA
Recording Date	Jan 24, 2019
Property Address	145 SMITHBOWER LN, LORETTO, PA 15940-8117
Document Number	2019000000661
Instrument Date	Jan 14, 2019
Instrument	20190-00000661
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SMITHBOWER LN, LORETTO, PA 15940-8117

Mortgage

Document Number	2019000000662
Date	Jan 24, 2019
Instrument	20190-00000662

Lender

Name	PENNCREST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2034

Tax Assessment & Valuation

Source: Cambria County records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Allegheny Township
Unified School District	Penn Cambria School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$815.00 (-61.25%)	$21,170 (-) Land $1,000 Building $20,170
2024	$2,103.00	$21,170 Land $1,000 Building $20,170
1972			$21,170 Land $1,000 Building $20,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cambria County (42021C), updated June 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
In The Stix Broadband	Fiber	1,000 / 1,000
Crowsnest Broadband	Fixed Wireless (licensed-by-rule)	400 / 100
Verizon	Fixed Wireless	300 / 20
In The Stix Broadband	Fixed Wireless (licensed-by-rule)	150 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smithbower Ln

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