Madison County property record for 240 Smith Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.79 acres (426,452 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,500 (Jul 2017) |
| Tax Bill | $2,621 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-0000-0039 |
| Primary APN | 0085-0000-0039 |
|---|---|
| Alternative APNs |
|
| Lot Area | 426,452 sqft (9.79 acres) |
|---|
| Account Number | 69559 |
|---|---|
| Street Address | 240 SMITH LN |
| City | BEREA |
| State | KY |
| Zip | 40403-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.79 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11101 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 18, 2017 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Jul 3, 2017 | Intrafamily Transfer, Transfer · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 20172013961029 |
| Deed Book / Page | 00747 / 100 |
| Prior Transfer Date | Apr 6, 2017 |
| Prior Transfer Doc | D00747/100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M01946/547 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | M01946/547 |
| Instrument | 2014013443 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2047/148 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | M2047/148 |
| Instrument | 2014034828 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 18, 2017 |
| Property Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Document Number | D00751/526 |
| Book / Page | D00751 / 526 |
| Instrument | 2013966443 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 LYNNE DR, BEREA, KY 40403-1267 |
| Name | Verified Name |
|---|---|
| Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Investor | Possibly a Property Investor |
| Document Number | 2013966444 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 2013966444 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 3, 2017 |
| Property Address | 240 SMITH LN, BEREA, KY 40403-8709 |
| Document Number | D00747/100 |
| Book / Page | D00747 / 100 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2013961029 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 236, MC KEE, KY 40447-0236 |
| Name | Verified Name |
|---|---|
| Address | 1566 HWY 578, ROCKHOLDS, KY 40759 |
| Document Number | 2013960887 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2013960887 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,621.00 (-2.78%) | $278,000 (-) | $278,000 (-) |
| 2023 | $2,696.00 | $278,000 | $278,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures