Madison County property record for 139 Smith Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.521 acres (22,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (Sep 2025) |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086-0000-0012-C |
| Primary APN | 0086-0000-0012-C |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,719 sqft (0.521 acres) |
|---|
| Account Number | 38975 |
|---|---|
| Street Address | 139 SMITH LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAINHART HOUSE |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11101 |
Source: Madison County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 MADISON HILLS BLVD, 4, RICHMOND, KY 40475-8109 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit PBT BANCORP |
| Dec 29, 2025 | Correction Deed |
| Jul 31, 2017 | Intrafamily Transfer, Transfer |
| Aug 20, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Deed Document Number | 202514285838 |
| Deed Book / Page | 873 / 212 |
| Last Transfer Date | Dec 23, 2025 |
| Transfer Doc | 0014308526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Document Number | 0M2438/475 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M2438/475 |
| Instrument | 2014311002 |
| Name | PBT BANCORP |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, KY 40336 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 29, 2025 |
| Property Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Document Number | 00D877/644 |
| Book / Page | D877 / 644 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2014308526 |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Name | Verified Name |
|---|---|
| Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Mail Care Of | DONNA |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 31, 2017 |
| Property Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Document Number | D00748/171 |
| Book / Page | D00748 / 171 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2013962322 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Name | Verified Name |
|---|---|
| Address | 308 MADISON HILLS BLVD APT 4, 4, RICHMOND, KY 40475-8109 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2010 |
| Property Address | 139 SMITH LN, BEREA, KY 40403-9715 |
| Document Number | 00D659/565 |
| Book / Page | D659 / 565 |
| Instrument Date | Aug 19, 2010 |
| Instrument | 447921 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3728 NIAGARA DR, LEXINGTON, KY 40517-3332 |
| Name | Verified Name |
|---|---|
| Address | 139 SMITH LN, BEREA, KY 40403-9715 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (+50.06%) | $139,000 (+54.44%) | $139,000 (+54.44%) |
| 2023 | $873.00 | $90,000 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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