240 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 240 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	12.5 ba · 16,080 sqft · built 1970
Lot Size	5.2 acres (226,512 sqft)
Owner	Company Name on File
Last Sale	$1,495,000 (Mar 2022)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`156K K 032`

Property Details

APN / Parcel Number

Primary APN	`156K K 032`
Alternative APN	`0000093182`

Interior

Full Baths	12.5 Baths
Half Baths	5 Half Baths
Stories	1 Story
Building Area	16,080 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	226,512 sqft (5.2 acres)
Lot Dimensions	442 ft deep x 428 ft wide
Pool Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093182
Street Address	240 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N E 1/4 SEC 35 & PT N W 1/4 SEC 36 TWP 2 R4W
Legal Range	04W
Legal Township	02S
Legal Section	36
Legal Subdivision	SPECIALTY PROP INVS INC
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

240 S Crest Rd is owned by a company that bought it in March 2022.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 330537, MIAMI, FL 33233-0537
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Mar 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	2022183
Deed Book / Page	12873 / 849
Prior Transfer Date	Feb 18, 1997
Prior Transfer Doc	0048340658
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	240 S CREST RD, CHATTANOOGA, TN 37404-5521
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000019
Date	Apr 5, 2023
Book Page	13255/277
Instrument	2023040500019

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 8, 2022
Property Address	240 S CREST RD, CHATTANOOGA, TN 37404-5521
Document Number	0000000183
Book / Page	12873 / 849
Instrument Date	Feb 28, 2022
Instrument	2022030800183
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$5,531.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 330537, MIAMI, FL 33233-0537

Tax Assessment & Valuation

The 2025 property tax bill for 240 S Crest Rd was $6,684, down 15.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,684.00 (-15.54%)	$441,000 (+24.66%)	$1,764,000 (+24.66%) Land $698,100 Building $1,065,900
2024	$7,914.00	$353,750 (-)	$1,415,000 (-) Land $450,000 Building $965,000
2023	$7,914.00	$353,750 (-)	$1,415,000 (-) Land $450,000 Building $965,000
2022	$7,914.00	$353,750	$1,415,000 Land $450,000 Building $965,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 S Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 S Crest Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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