231 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 231 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,739 sqft · built 2006
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2026)
Tax Bill	$3,948 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156F P 002`

Property Details

APN / Parcel Number

Primary APN	`156F P 002`
Alternative APN	`0000091854`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,739 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	231 ft deep x 219 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000091854
Street Address	231 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 BRAGG HILL LAND COS ADDN TO MISSION RIDGE PB 7 PG 9 REV 76-173 119 9 001A
Legal Subdivision	BRAGG HILL LAND CO A
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Sep 19, 2018	Quit Claim Deed, Transfer FIRST TITLE COMPANY
Sep 19, 2018	Quit Claim Deed, Mortgage · FHA Mortgage REVERSE MTG FNDG
Sep 19, 2018	Quit Claim Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	2026030278
Deed Book / Page	14211 / 601
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000000087
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2026
Property Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522
Document Number	0000000078
Book / Page	14211 / 601
Map Reference	MB 76 PG 173
Instrument Date	Feb 27, 2026
Instrument	2026030200078
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522

Mortgage

Document Number	0014211603
Date	Mar 2, 2026
Instrument	14211/603

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 19, 2018
Property Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522
Document Number	0919000087
Book / Page	011455 / 000954
Instrument Date	Sep 12, 2018
Instrument	180919000087
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	231 S CREST RD CHATTANOOGA TN 374045522, CHATTANOOGA, TN 37404-5522

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 19, 2018
Property Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522
Document Number	0919000088
Book / Page	011455 / 000957
Instrument Date	Sep 12, 2018
Instrument	180919000088
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	231 S CREST RD CHATTANOOGA TN 374045522, CHATTANOOGA, TN 37404-5522

Mortgage

Document Number	919000089
Date	Sep 19, 2018
Book Page	011455/000960
Instrument	180919000089

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 37404

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Sep 18, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.97%

Mortgage

Document Number	919000090,
Date	Sep 19, 2018
Book Page	011455/000973
Instrument	180919000090

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Sep 18, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.97%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 19, 2018
Property Address	231 S CREST RD, CHATTANOOGA, TN 37404-5522
Document Number	0919000086
Book / Page	011455 / 000951
Instrument Date	Sep 12, 2018
Instrument	180919000086
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S CREST RD CHATTANOOGA TN 374045522, CHATTANOOGA, TN 37404-5522

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+25.73%)	$260,500 (+85.57%)	$1,042,000 (+85.57%) Land $156,300 Building $885,700
2024	$3,140.00	$140,375 (-)	$561,500 (-) Land $125,000 Building $436,500
2023	$3,140.00	$140,375	$561,500 Land $125,000 Building $436,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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