Lorain County property record for 240 Root Rd, Lorain, OH 44052 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,122 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Garage | Detached, 352 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,608.00 (2025) |
Source: Lorain County records · APN 03-00-046-103-032
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 ROOT RD, LORAIN, OH 44052-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jul 17, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Apr 27, 2001 |
| Last Transfer Date | Jul 17, 2020 |
| Transfer Doc | 0000769675 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 15, 2026 |
| Property Address | 240 ROOT RD, LORAIN, OH 44052-2533 |
| Document Number | 0000103652 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 2026103652 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 240 ROOT RD, LORAIN, OH 44052-2533 |
| Document Number | 0000103652, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026103652 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 17, 2020 |
| Property Address | 240 ROOT RD, LORAIN, OH 44052-2533 |
| Document Number | 0000769675 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 769675 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 ROOT RD LORAIN OH 440522533, LORAIN, OH 44052-2533 |
| Document Number | 769676 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 769676 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,608.00 | $42,050 (+%) Land $7,880 Building $34,170 | $120,140 (-) Land $22,500 Building $97,640 |
| 2024 | $1,608.00 (+32.02%) | $42,049 (+77.74%) Land $7,875 Building $34,174 | $120,140 (+77.75%) Land $22,500 Building $97,640 |
| 2023 | $1,218.00 (+0.91%) | $23,657 (-0.01%) Land $6,241 Building $17,416 | $67,590 (-) Land $17,830 Building $49,760 |
| 2022 | $1,207.00 | $23,660 Land $6,240 Building $17,420 | |
| 2021 | $67,590 Land $17,830 Building $49,760 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-046-103-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,122 sqft Living Area |
| 1st Floor | 1,122 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Deck Area | 36 sqft Deck |
|---|---|
| Patio Area | 256 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 84 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 240 ROOT RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50.00 X 150.00 |
| Legal Subdivision | SHEFFIELD |
| Legal Block | 103 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 22100 |
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