Lorain County property record for 227 Root Rd, Lorain, OH 44052 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2017) |
| Tax Bill | $1,781.00 (2025) |
Source: Lorain County records · APN 03-00-045-102-005
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 ROOT RD, LORAIN, OH 44052-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Jan 20, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage AMERICAN EAGLE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Prior Sale | Mar 12, 2012 · Amount on Record |
| Deed Doc Number | 2017000264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 227 ROOT RD, LORAIN, OH 44052-2532 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210848508 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021-0848508 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 227 ROOT RD, LORAIN, OH 44052-2532 |
| Document Number | 0000763103 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 227 ROOT RD LORAIN OH 440522532, LORAIN, OH 44052-2532 |
| Document Number | 0000763103 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 763103 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 20, 2017 |
| Property Address | 227 ROOT RD, LORAIN, OH 44052-2532 |
| Document Number | 0000615953 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 615953 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 227 ROOT RD LORAIN OH 440522532, LORAIN, OH 44052-2532 |
| Document Number | 615954 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 615954 |
| Name | AMERICAN EAGLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | LORAIN, OH 44053 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 | $67,390 (+%) Land $4,660 Building $62,730 | $192,540 (-) Land $13,320 Building $179,220 |
| 2024 | $1,781.00 (-46.99%) | $67,389 (+3.28%) Land $4,662 Building $62,727 | $192,540 (+3.28%) Land $13,320 Building $179,220 |
| 2023 | $3,360.00 (+0.9%) | $65,248 (+0.01%) Land $6,094 Building $59,154 | $186,420 (-) Land $17,410 Building $169,010 |
| 2022 | $3,330.00 | $65,240 Land $6,090 Building $59,150 | |
| 2021 | $186,420 Land $17,410 Building $169,010 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-045-102-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,040 sqft Living Area |
| 1st Floor | 712 sqft 1st Floor |
| 2nd Floor | 728 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 200 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Patio Area | 12 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Street Address | 227 ROOT RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2532 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ABANDONED R OF W |
| Legal Subdivision | SHEFFIELD |
| Legal Block | 102 |
| Legal Lot Number | 45 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 22100 |
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