240 River Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 240 River Rd, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,694 sqft · built 2005
Lot Size0.148 acres (6,447 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Sep 2024)
Tax Bill$8,038 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN083-083-03

Property Details

APN / Parcel Number

Primary APN083-083-03
Alternative APN
  • 083-083-03-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,694 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,447 sqft (0.148 acres)
Deck Area518 sqft
Patio Area518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address240 RIVER RD
CityBOULDER CREEK
StateCA
Zip95006-8816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionWILDWOOD 01
Legal Block34
Legal Lot Number16
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1007
Census Tract120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 RIVER RD, BOULDER CREEK, CA 95006-8816
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleAug 19, 2011 · Amount on Record
Deed Document Number202418655
Prior Transfer DateNov 7, 2014
Prior Transfer Doc0000038525
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address240 RIVER RD, BOULDER CREEK, CA 95006-8816
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021306
DateJul 12, 2018
Instrument2018-0021306
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,000 (+2%) Land $444,210 Building $218,790
2025$8,038.00 (+107.38%)$650,000 (+115.36%) Land $435,500 Building $214,500
2023$3,876.00 (+2.51%) Homeowner's exemption$301,821 Land $181,093 Building $120,728$493,920
2022$3,781.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims48 (1980–2023)
Claims Outside the SFHA7 of 48
Most Recent ClaimJun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
  • Severe Winter Storms And Flooding, Mar 1998 · 19 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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