200 River Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 200 River Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 891 sqft · built 1923
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$634,000 (Jul 2021)
Tax Bill	$8,299 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083-072-26`

Property Details

APN / Parcel Number

Primary APN	`083-072-26`
Alternative APN	`083-072-26-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	891 sqft Living Area
Gross Area	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Deck Area	670 sqft
Patio Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Street Address	200 RIVER RD
City	BOULDER CREEK
State	CA
Zip	95006-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	WILDWOOD MAP 1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1003
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	200 RIVER RD, BOULDER CREEK, CA 95006-8816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage SCCCU
Sep 28, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 28, 2018	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202139262
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0000029542
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	200 RIVER RD, BOULDER CREEK, CA 95006-8816
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029762
Date	Sep 30, 2019
Instrument	2019-0029762

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2021
Property Address	200 RIVER RD, BOULDER CREEK, CA 95006-8816
Document Number	0000039262
Map Reference	MB 17 PG 3
Instrument Date	Jul 21, 2021
Instrument	2021-0039262
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	200 RIVER DRIVE, BOULDER CREEK, CA 95006-8816

Mortgage

Document Number	0000039263
Date	Jul 26, 2021
Instrument	2021-0039263

Lender

Name	SCCCU
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2018
Property Address	200 RIVER RD, BOULDER CREEK, CA 95006-8816
Document Number	0000029542
Instrument Date	Sep 24, 2018
Instrument	29542
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	200 RIVER DR BOULDER CREEK CA 95006, BOULDER CREEK, CA 95006

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2018
Property Address	200 RIVER RD, BOULDER CREEK, CA 95006-8816
Document Number	0000029541
Instrument Date	Sep 5, 2018
Instrument	29541
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	200 RIVER DR BOULDER CREEK CA 95006, BOULDER CREEK, CA 95006

Mortgage

Document Number	29543
Date	Sep 28, 2018
Instrument	29543

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,262 (+2%) Land $530,392 Building $155,870
2025	$8,299.00 (+4.44%)	$672,806 (+4.04%) Land $519,992 Building $152,814
2023	$7,946.00 (+2.41%)	$646,680 Land $499,800 Building $146,880	$559,890
2022	$7,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	48 (1980–2023)
Claims Outside the SFHA	7 of 48
Most Recent Claim	Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Mar 1998 · 19 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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