240 Ridgeway Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 240 Ridgeway Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,482 sqft · built 1910
Lot Size	0.083 acres (3,624 sqft)
Owner	2 Individual Names on File
Last Sale	$68,750 (Apr 1998)
Tax Bill	$542 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-591.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-591.00`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,624 sqft (0.083 acres)
Lot Dimensions	90.6 ft deep x 40 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 RIDGEWAY AVE
City	SOUTHGATE
State	KY
Zip	41071-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 214 SHALERS 40 X 90.6
Legal Subdivision	SHALERS ORIGINAL SUBD
Legal Lot Number	PT 214
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4021
Census Tract	52500

Owner

Source: Campbell County records · APN 999-99-11-591.00

Assessment roll updated March 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 RIDGEWAY AVE, SOUTHGATE, KY 41071-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 1998 · Amount on Record
Deed Sale	Apr 29, 1998 · Amount on Record
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAMPBELL KY
Property Address	240 RIDGEWAY AVE, SOUTHGATE, KY 41071-3132
Document Number	0005077584
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RIDGEWAY AVE SOUTHGATE KY 410713132, SOUTHGATE, KY 41071-3132

Mortgage

Document Number	0005077584
Date	Jul 23, 2018
Book Page	000680/000161
Instrument	5077584

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 22, 2058

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$542.00 (-6.71%)	$147,090 (-) Land $6,300 Building $140,790	$147,090 (-) Land $6,300 Building $140,790
2023	$581.00 (-2.35%)	$147,090 (-) Land $6,300 Building $140,790	$147,090 (-) Land $6,300 Building $140,790
2022	$595.00	$147,090 Land $6,300 Building $140,790	$147,090 Land $6,300 Building $140,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), as of August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.