235 Ridgeway Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 235 Ridgeway Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	1,269 sqft · built 1922
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jun 2024)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-543.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-543.00`

Interior

Stories	1 Story
Building Area	1,269 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,774 sqft (0.431 acres)
Lot Dimensions	173 ft deep x 44 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 RIDGEWAY AVE
City	SOUTHGATE
State	KY
Zip	41071-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 5 W J BAKER + PT LOTS 3-4 & UNNUMBERED LOT 98.29121 IRREG 0.431 AC
Legal Subdivision	W J BAKERS
Legal Lot Number	3-4,98
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4022
Census Tract	52500

Owner

Source: Campbell County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 RIDGEWAY AVE, SOUTHGATE, KY 41071-3131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Jun 28, 2023	Deed, Transfer KENTUCKY LAND TITLE AGENCY
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	20245341767
Deed Book / Page	862 / 39
Prior Transfer Date	Mar 16, 2022
Prior Transfer Doc	0005150498
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	235 RIDGEWAY AVE, SOUTHGATE, KY 41071-3131
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006014800
Date	Jan 6, 2026
Book Page	M2480/459
Instrument	6014800

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 28, 2023
Property Address	235 RIDGEWAY AVE, SOUTHGATE, KY 41071-3131
Document Number	0005180314
Book / Page	D852 / 222
Instrument Date	Jun 27, 2023
Instrument	5180314
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	784 FRONT, DAYTON, KY 41074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CROSS ROADS BLVD, COLD SPRGS HI, KY 41076-2341

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Mar 22, 2022
Property Address	235 RIDGEWAY AVE, SOUTHGATE, KY 41071-3131
Document Number	0005150498
Book / Page	D836 / 281
Instrument Date	Mar 22, 2022
Instrument	5150498
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 RIDGEWAY AVE, SOUTHGATE, KY 41071-3131

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00 (+139.55%)	$289,000 (+81.53%) Land $32,300 Building $256,700	$289,000 (+81.53%) Land $32,300 Building $256,700
2023	$445.00 (+11.81%) Homeowner's exemption	$159,200 (+14.61%) Land $32,300 Building $126,900	$159,200 (+14.61%) Land $32,300 Building $126,900
2022	$398.00 Homeowner's exemption	$138,900 Land $12,000 Building $126,900	$138,900 Land $12,000 Building $126,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeway Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures