240 Persimmon Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 240 Persimmon Dr, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,890 sqft · built 1993
Lot Size0.404 acres (17,579 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Jul 2018)
Tax Bill$14,489 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-154-011

Property Details

APN / Parcel Number

Primary APN09-26-154-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,890 sqft Living Area
Basement Area1,322 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,579 sqft (0.404 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address240 PERSIMMON DR
CitySAINT CHARLES
StateIL
Zip60174-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1949388 28
Legal SubdivisionHUNT CLUB
Legal Block1
Legal Lot Number28
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1006
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 PERSIMMON DR, SAINT CHARLES, IL 60174-5604
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 1, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleAug 24, 1994 · Amount on Record
Deed Document Number201836828
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address240 PERSIMMON DR, ST CHARLES, IL 60174-5604
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068884
DateNov 10, 2020
Instrument2020K068884
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateOct 1, 2018
Property Address240 PERSIMMON DR, ST CHARLES, IL 60174-5604
Document Number0000047894
Instrument DateJul 24, 2018
Instrument47894
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address240 PERSIMMON DR ST CHARLES IL 601745604, ST CHARLES, IL 60174-5604

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 31, 2018
Property Address240 PERSIMMON DR, ST CHARLES, IL 60174-5604
Document Number0000036828
Instrument DateJul 24, 2018
Instrument2018K036828
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 PERSIMMON DR, 240, ST CHARLES, IL 60174-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 JULEP AVE, OSWEGO, IL 60543-7705

Mortgage

Document Number0000036829
DateJul 31, 2018
Instrument2018K036829
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,489.00 (+21.85%) Homeowner's exemption$214,593 (+11.69%) Land $54,562 Building $160,031$644,037 (+11.69%) Land $163,752 Building $480,285
2024$192,141 (+21.84%) Land $44,688 Building $147,453$576,654 (+21.89%) Land $134,118 Building $442,536
2022$11,891.00 (+4.06%) Homeowner's exemption$157,704 (+4.91%) Land $47,001 Building $110,703$473,112 (+4.91%) Land $141,003 Building $332,109
2021$11,427.00 Homeowner's exemption$150,323 Land $44,801 Building $105,522$450,969 Land $134,403 Building $316,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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