325 Persimmon Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 325 Persimmon Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,206 sqft · built 1987
Lot Size	0.705 acres (30,707 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jul 2007)
Tax Bill	$13,005 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-427-017`

Property Details

APN / Parcel Number

Primary APN	`09-27-427-017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,206 sqft Living Area
Basement Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,707 sqft (0.705 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	325 PERSIMMON DR
City	SAINT CHARLES
State	IL
Zip	60174-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 093-PERSMNFLD&PT WDS
Legal Subdivision	PERSIMMON FIELDS
Legal Block	1
Legal Lot Number	31
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1007
Census Tract	852005

Owner

325 Persimmon Dr is owned and occupied by two individuals who bought it in July 2007.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 PERSIMMON DR, SAINT CHARLES, IL 60174-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Deed Document Number	200778360
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	325 PERSIMMON DR, ST CHARLES, IL 60174-5605
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	NOT AVAILABLE, DUKANE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034956
Date	May 4, 2021
Instrument	2021K034956

Lender

Name	FIRST ILLINOIS MORTGAGE INC
Type	Mortgage Company
Address	GLEN ELLYN, IL 60137

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 325 Persimmon Dr was $13,005 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,005.00 Homeowner's exemption Senior Citizen's exemption	$201,437 (+0.36%) Land $60,624 Building $140,813	$604,553 (+0.36%) Land $181,945 Building $422,608
2024		$200,717 Land $44,688 Building $156,029	$602,392 Land $134,118 Building $468,274
2022	$12,342.00 (+4.06%) Homeowner's exemption	$158,866 (+4.91%) Land $43,163 Building $115,703	$476,598 (+4.91%) Land $129,489 Building $347,109
2021	$11,861.00 Homeowner's exemption	$151,431 Land $41,143 Building $110,288	$454,293 Land $123,429 Building $330,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Persimmon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20