Erie County and Lancaster Town property record for 240 Peppermint Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 2010 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Sep 2009) |
| Tax Bill | $8,167 (2026) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 95.00-1-11.121 |
| Primary APN | 145289 95.00-1-11.121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 105,851 sqft (2.43 acres) |
| Lot Width | 101 ft Width |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 49 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 240 PEPPERMINT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 11.121 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 14208 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Sep 11, 2025 | Intrafamily Transfer, Transfer |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2009 · Amount on Record |
| Deed Sale | Sep 8, 2009 · Amount on Record |
| Deed Document Number | 20092009180245 |
| Deed Book / Page | 11169 / 2541 |
| Prior Transfer Date | Dec 19, 1995 |
| Prior Transfer Doc | 1089005488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Document Number | 0141672269 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 14167/2269 |
| Instrument | 2025126125 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 26, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 11, 2025 |
| Property Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Document Number | 0114504823 |
| Book / Page | 11450 / 4823 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 2025166381 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 IMPERIAL DR, AMHERST, NY 14226-1532 |
| Name | Verified Name |
|---|---|
| Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 240 PEPPERMINT RD, LANCASTER, NY 14086-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139258021 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 13925/8021 |
| Instrument | 2020007156 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Clarence Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,167.00 (+136.66%) Homeowner's exemption | ||
| 2025 | $3,451.00 (-53.58%) | $290,000 (-) Land $58,600 Building $231,400 | $453,125 (+12.49%) Land $91,562 Building $361,563 |
| 2024 | $7,434.00 Homeowner's exemption | $290,000 (-) Land $58,600 Building $231,400 | $402,800 (+4.16%) Land $81,393 Building $321,407 |
| 2023 | Homeowner's exemption | $290,000 Land $58,600 Building $231,400 | $386,700 Land $78,140 Building $308,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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