240 Oak St, Hamilton, OH 45013 Property Records

Butler County property record for 240 Oak St, Hamilton, OH 45013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,220 sqft · built 1908
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jun 2012)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P6411-005-000-068`

Property Details

APN / Parcel Number

Primary APN	`P6411-005-000-068`
Alternative APNs	`0004200` `41593` `41980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,220 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	484 sqft
Basement Area	252 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	80 ft deep x 25 ft wide
View / Lot	Neighborhood / Spot
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 OAK ST
City	HAMILTON
State	OH
Zip	45013-3019
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	INFL
Legal Description	1777 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	1777
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1017
Census Tract	14700

Owner

Source: Butler County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 OAK ST, HAMILTON, OH 45013-3019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 6, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 21, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2012 · Amount on Record
Deed Sale	Jun 11, 2012 · Amount on Record
Prior Sale	Dec 30, 2008 · Amount on Record
Deed Document Number	201226584
Deed Book / Page	8455 / 431
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	0000000695
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	240 OAK ST, HAMILTON, OH 45013-3019
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OAK ST, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000010965
Date	Mar 9, 2022
Book Page	9818/615
Instrument	2022-00010965

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	240 OAK ST, HAMILTON, OH 45013-3019
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OAK ST, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000013749
Date	May 6, 2024
Book Page	10083/1357
Instrument	2024-00013749

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	1 HOME CAMPUS, DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2064

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	240 OAK ST, HAMILTON, OH 45013-3019
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OAK ST, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000056188
Date	Nov 25, 2020
Book Page	9550/63
Instrument	2020-00056188

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jul 1, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	240 OAK ST, HAMILTON, OH 45013-3019
Document Number	0000021143
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OAK ST HAMILTON OH 450133019, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000021143
Date	Jun 18, 2019
Book Page	009300/000998
Instrument	21143

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate	4.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	240 OAK ST, HAMILTON, OH 45013-3019
Document Number	0000019819
Book / Page	009036 / 000441
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 OAK ST HAMILTON OH 450133019, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000019819
Date	May 23, 2017
Book Page	009036/000441
Instrument	19819

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON DC, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 22, 2042

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (+1.23%)	$24,550 (-) Land $1,950 Building $22,600	$70,130 (-) Land $5,560 Building $64,570
2023	$1,058.00 (+32.08%)	$24,550 (+57.47%) Land $1,950 Building $22,600	$70,130 (+57.45%) Land $5,560 Building $64,570
2022	$801.00	$15,590 Land $1,950 Building $13,640
2020			$44,540 Land $5,560 Building $38,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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