218 Oak St, Hamilton, OH 45013 Property Records

Butler County property record for 218 Oak St, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1912
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$55,260 (Jul 2018)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`P6411-005.000-075`

Property Details

APN / Parcel Number

Primary APN	`P6411-005.000-075`
Alternative APNs	`0004900` `484780` `488752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Gross Area	924 sqft
1st Floor Area	462 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	80 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	275 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004900
Old Parcel Number	P6411005.000075
Street Address	218 OAK ST
City	HAMILTON
State	OH
Zip	45013-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1770 ENT CONS W/76
Legal Subdivision	HAMILTON
Legal Lot Number	1769
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1017
Census Tract	14700

Owner

218 Oak St is owned and occupied by an individual who bought it in July 2018.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	218 OAK ST, HAMILTON, OH 45013-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Warranty Deed, Transfer · ARM UNION SAVINGS BANK
May 31, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Document Number	0000028115
Deed Book / Page	9188 / 1185
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 25, 2018
Property Address	218 OAK ST, HAMILTON, OH 45013-3019
Document Number	0000028115
Book / Page	9188 / 1185
Instrument Date	Jul 19, 2018
Instrument	2018-00028115
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 OAK ST, HAMILTON, OH 45013-3019

Mortgage

Document Number	0000028116
Date	Jul 25, 2018
Instrument	2018-00028116

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTLER OH
Recording Date	May 31, 2018
Property Address	218 OAK ST, HAMILTON, OH 45013-3019
Document Number	0000019878
Book / Page	009166 / 001742
Instrument Date	May 30, 2018
Instrument	19878
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 OAK ST HAMILTON OH 45013, HAMILTON, OH 45013

Tax Assessment & Valuation

The 2025 property tax bill for 218 Oak St was $1,383.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00	$31,610 Land $2,970 Building $28,640	$90,310 Land $8,490 Building $81,820
2023	$1,363.00	$31,610 Land $2,970 Building $28,640	$90,310 Land $8,490 Building $81,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 218 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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