240 Oak Ridge Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 240 Oak Ridge Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,612 sqft · built 1936
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Dec 2016)
Tax Bill	$44,661 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05106-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`18-05106-0000-00010`
Alternative APNs	`1800094000000055` `180510600010`

Interior

Stories	2 Stories
Building Area	3,612 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,740 sqft (0.545 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094000000055
Street Address	240 OAK RIDGE AVE
City	SUMMIT
State	NJ
Zip	07901-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5106
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2000
Census Tract	37900

Owner

240 Oak Ridge Ave is owned and occupied by two individuals who bought it in December 2016.

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 OAK RIDGE AVE, SUMMIT, NJ 07901-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2016 · Amount on File
Deed Sale	Dec 23, 2016 · Amount on File
Deed Book / Page	6163 / 2023
Prior Transfer Date	Jan 11, 2012
Prior Transfer Doc	0058920819
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	240 OAK RIDGE AVE, SUMMIT, NJ 07901-3229
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	NOT AVAILABLE, PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149752270
Date	May 27, 2021
Book Page	14975/2270
Instrument	13216

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.85%
Index	6-Month LIBOR
Margin	3
Max Rate	7.85%

Tax Assessment & Valuation

The 2025 property tax bill for 240 Oak Ridge Ave was $44,661, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,900 (-) Land $443,500 Building $555,400	$998,900 (-) Land $443,500 Building $555,400
2025	$44,661.00 (+2.64%)	$998,900 Land $443,500 Building $555,400	$998,900 Land $443,500 Building $555,400
2024	$43,512.00
2023		$998,900 Land $443,500 Building $555,400	$998,900 Land $443,500 Building $555,400
2022	$42,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Oak Ridge Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Oak Ridge Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30