232 Oak Ridge Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 232 Oak Ridge Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,926 sqft · built 1930
Lot Size	0.638 acres (27,791 sqft)
Owner	2 Individual Names on File
Last Sale	$2,450,000 (Dec 2020)
Tax Bill	$44,710 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05106-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`18-05106-0000-00012`
Alternative APNs	`1800094000000057` `180510600012`

Interior

Stories	2 Stories
Building Area	3,926 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stucco
Lot Area	27,791 sqft (0.638 acres)

Location & Zoning

Old Parcel Number	1800094000000057
Street Address	232 OAK RIDGE AVE
City	SUMMIT
State	NJ
Zip	07901-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5106
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2000
Census Tract	37900

Owner

232 Oak Ridge Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 OAK RIDGE AVE, SUMMIT, NJ 07901-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Apr 8, 2008 · Amount on File
Deed Document Number	2020331122
Deed Book / Page	6393 / 168
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0059930968
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 14, 2020
Property Address	232 OAK RIDGE AVE, SUMMIT, NJ 07901-3229
Document Number	0063930168
Book / Page	6393 / 168
Instrument Date	Oct 14, 2020
Instrument	331122
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ZINN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3055 N ASPEN WOOD LN, 3055, WILSON, WY 83014-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK RIDGE AVE, SUMMIT, NJ 07901-3229

Mortgage

Document Number	705776
Date	Dec 14, 2020
Instrument	705776

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 232 Oak Ridge Ave was $44,710, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,000,000 (-) Land $471,400 Building $528,600	$1,000,000 (-) Land $471,400 Building $528,600
2025	$44,710.00 (+2.64%)	$1,000,000 Land $471,400 Building $528,600	$1,000,000 Land $471,400 Building $528,600
2024	$43,560.00
2023		$1,000,000 Land $471,400 Building $528,600	$1,000,000 Land $471,400 Building $528,600
2022	$42,830.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 Oak Ridge Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Oak Ridge Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30