Northampton County property record for 240 Monroe Ave, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,847 sqft · built 1930 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $779,000 (Nov 2021) |
| Tax Bill | $6,072 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 83A3-1-394 |
| Primary APN | 83A3-1-394 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,847 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10003543 |
|---|---|
| Street Address | 240 MONROE AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #394 CAPE CHARLES 40X120 LOT #394 CAPE CHARLES 40X120 |
| Legal Lot Number | 394 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 930301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
240 Monroe Ave is owned by two individuals who bought it in November 2021.
Source: Northampton County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1694 TISDALE RD, LOUISA, VA 23093-4551 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Jul 23, 2020 | Deed of Trust, Mortgage · Line of Credit NMA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on File |
| Deed Sale | Nov 15, 2021 · Amount on File |
| Prior Sale | Dec 17, 2014 · Amount on File |
| Deed Document Number | 160000638 |
| Prior Transfer Date | Apr 28, 2016 |
| Prior Transfer Doc | 160000638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 240 MONROE AVE, CAPE CHARLES, VA 23310-3218 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0220000808 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 220000808 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 240 MONROE AVE, CAPE CHARLES, VA 23310-3218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001268 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 200001268 |
| Name | NMA FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 17, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 240 Monroe Ave was $6,072.
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,072.00 | $861,300 Land $197,400 Building $663,900 | |
| 2024 | $861,300 (+11.6%) Land $197,400 Building $663,900 | ||
| 2023 | $5,865.00 | $771,800 Land $182,400 Building $589,400 | $771,800 Land $182,400 Building $589,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Monroe Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures