237 Monroe Ave, Cape Charles, VA 23310 Property Records

Northampton County property record for 237 Monroe Ave, Cape Charles, VA 23310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1925
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Jan 2022)
Tax Bill	$5,582 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`83A3-1-297`

Property Details

APN / Parcel Number

Primary APN	`83A3-1-297`
Alternative APNs	`10003488` `10077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	200 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10003488
Street Address	237 MONROE AVE
City	CAPE CHARLES
State	VA
Zip	23310-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #297 40X135 LOT #297 40X135
Legal Lot Number	297
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	2
Census Block	2033
Census Tract	930301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2501 N UNDERWOOD ST, ARLINGTON, VA 22213-1110
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Document Number	220000087
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jan 12, 2022
Property Address	237 MONROE AVE, CAPE CHARLES, VA 23310-3219
Document Number	0220000087
Instrument Date	Jan 6, 2022
Instrument	220000087
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 9TH ST, LIVINGSTON, MT 59047-1734

Mortgage

Document Number	0220000088
Date	Jan 12, 2022
Instrument	220000088

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,582.00 (+6.24%)	$791,800 (+14.52%) Land $243,700 Building $548,100
2024			$791,800 (+14.52%) Land $243,700 Building $548,100
2023	$5,254.00	$691,400 Land $224,900 Building $466,500	$691,400 Land $224,900 Building $466,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	98 units insured incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20