240 Meadow Crest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 240 Meadow Crest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,800 (Nov 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-078.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-078.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Basement Area	1,416 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	240 MEADOW CREST DR
City	TROY
State	MO
Zip	63379-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 MEADOWRIDGE ESTATES PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	MEADOWRIDGE
Legal Lot Number	78
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK OF SPRINGFIELD
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Nov 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jun 13, 2019	Warranty Deed, Transfer · VA Mortgage PNC BANK NA
Dec 26, 2018	Warranty Deed, Transfer · Commercial Mortgage BANK OF SPRINGFIELD
Nov 3, 2017	Warranty Deed, Transfer · Commercial Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	202114406
Deed Book / Page	2471 / 827
Prior Transfer Date	Oct 23, 2021
Prior Transfer Doc	002471/827
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02430/0415
Date	Jan 9, 2019
Book Page	2430/0415
Instrument	2019000224

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 7, 2019

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002454/594
Date	Oct 30, 2020
Book Page	2454/594
Instrument	2020012670

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 21, 2026
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Document Number	002517/662
Book / Page	2517 / 662
Map Reference	MB 13 PG 177
Instrument Date	Jan 16, 2026
Instrument	2026000551
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MEADOW CREST DR, TROY, MO 63379-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	240 MEADOW CREST DR, TROY, MO 63379-7214

Mortgage

Document Number	2026000552
Date	Jan 21, 2026
Instrument	2026000552

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 3, 2021
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Document Number	002471/827
Book / Page	2471 / 827
Map Reference	MB 13 PG 177
Instrument Date	Oct 23, 2021
Instrument	2021014406
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MEADOW CREST DR, TROY, MO 63379-7214

Mortgage

Document Number	2021014407
Date	Nov 3, 2021
Instrument	2021014407

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 13, 2019
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Document Number	2434/0853
Book / Page	2434 / 0853
Map Reference	MB 13 PG 177
Instrument Date	May 10, 2019
Instrument	2019004708
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 HAWTHORN MEADOWS CT, 213, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MEADOW CREST DR, TROY, MO 63379-7214

Mortgage

Document Number	2019004709
Date	Jun 13, 2019
Instrument	2019004709

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 26, 2018
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Document Number	2430/0078
Book / Page	2430 / 0078
Map Reference	MB 13 PG 177
Instrument Date	Dec 21, 2018
Instrument	2018011495
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 HAWTHORN MEADOWS CT, O FALLON, MO 63366-4192

Mortgage

Document Number	2018011496
Date	Dec 26, 2018
Instrument	2018011496

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 21, 2019

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 3, 2017
Property Address	240 MEADOW CREST DR, TROY, MO 63379-7214
Document Number	2416/0867
Book / Page	2416 / 0867
Map Reference	MB13 PG177
Instrument Date	Nov 1, 2017
Instrument	2017010351
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 HIGHWAY KK, TROY, MO 63379-6603

Mortgage

Document Number	2017010352
Date	Nov 3, 2017
Instrument	2017010352

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,877 (-) Land $4,571 Building $31,306
2025	$2,254.00 (+9.1%)	$35,877 (+10.47%) Land $4,571 Building $31,306	$188,830 (+10.47%) Land $24,060 Building $164,770
2023	$2,066.00 (+4.87%)	$32,477 Land $3,857 Building $28,620	$170,930 Land $20,300 Building $150,630
2022	$1,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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