240 Main St, Festus, MO 63028 Property Records

Jefferson County property record for 240 Main St, Festus, MO 63028

Property Summary

Property Type	Restaurant
Details	1 ba · 5,604 sqft · built 1963
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$846,500 (Jun 2014)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`193.006.04037010`

Property Details

APN / Parcel Number

Primary APN	`193.006.04037010`

Interior

Full Baths	1 Bath
Building Area	5,604 sqft Gross Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	240 MAIN ST
City	FESTUS
State	MO
Zip	63028-1907
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CT1
Legal Description	ADAMS PT LOT 2 BLOCK 7
Legal Subdivision	ADAMS
Legal Block	7
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2005
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	240 MAIN ST, FESTUS, MO 63028-1907
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit US SMALL BUSSINESS ADMINISTRATION
May 4, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST REG'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	Apr 27, 2010
Deed Document Number	201416061
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	240 MAIN ST, FESTUS, MO 63028-1907
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052219
Date	Dec 3, 2021
Instrument	2021R-052219

Lender

Name	US SMALL BUSSINESS ADMINISTRATION
Type	Non-Lending Institution
Address	EL PASO, TX 79925

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	342 Months
Due	Jun 19, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	240 MAIN ST, FESTUS, MO 63028-1907
Document Number	0000020447
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 MAIN ST FESTUS MO 630281907, FESTUS, MO 63028-1907

Mortgage

Document Number	0000020447
Date	Jul 9, 2018
Instrument	20447

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, MO 63028-1269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,900 (-) Land $8,400 Building $95,500	$324,800 (-) Land $26,400 Building $298,400
2025	$5,952.00 (+1.88%)	$103,900 (+4.95%) Land $8,400 Building $95,500	$324,800 (-) Land $26,400 Building $298,400
2024	$5,842.00 (+0.48%)		$324,800 (+4.98%) Land $26,400 Building $298,400
2023	$5,814.00	$99,000 Land $8,400 Building $90,600	$309,400 Land $26,400 Building $283,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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