220 Main St, Festus, MO 63028 Property Records

Jefferson County property record for 220 Main St, Festus, MO 63028

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 4,800 sqft · built 1930
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Tax Bill$2,313 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN193.006.04037006

Property Details

APN / Parcel Number

Primary APN193.006.04037006

Interior

Full Baths1 Bath
Building Area4,800 sqft Gross Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 63 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address220 MAIN ST
CityFESTUS
StateMO
Zip63028-1907
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCT1
Legal Description218-222 MAIN LOT A
Legal Subdivision218-222 MAIN
Legal Block2
Legal Lot NumberA
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2005
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10553 VICTORIA FALLS DR, FESTUS, MO 63028-4777
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2016
Deed SaleSep 30, 2016
Prior SaleDec 16, 2010 · Amount on Record
Deed Document Number201631004
Prior Transfer DateNov 2, 1998
Prior Transfer Doc0878000070
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address220 MAIN ST, FESTUS, MO 63028-1907
Document Number0000031516
Instrument DateOct 15, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10553 VICTORIA FALLS DR FESTUS MO 630284777, FESTUS, MO 63028-4777

Mortgage

Document Number0000031516
DateOct 17, 2018
Instrument31516
Lender
NameFIRST ST CMNTY BK
TypeBank
AddressIMPERIAL, MO 63052
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,600 (-) Land $8,600 Building $32,000$138,300 (-) Land $27,000 Building $111,300
2025$2,313.00 (+5.42%)$40,600 (+8.56%) Land $8,600 Building $32,000$138,300 (-) Land $27,000 Building $111,300
2024$2,194.00 (+0.46%)$138,300 (+8.05%) Land $27,000 Building $111,300
2023$2,184.00$37,400 Land $8,600 Building $28,800$128,000 Land $27,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims113 (1979–2018)
Claims Outside the SFHA29 of 113
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims
  • Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Main St

Nearby Streets

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