240 la Joya Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 240 la Joya Dr, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,861 sqft · built 1973
Lot Size	1.11 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Mar 2020)
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-441-008`

Property Details

APN / Parcel Number

Primary APN	`092-441-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,861 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	48,787 sqft
Terrain	Steep
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	240 LA JOYA DR
City	NIPOMO
State	CA
Zip	93444-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 302 BL 1 LT 8
Legal Subdivision	GRAND VIEW MESA #3
Legal Tract	302
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2017
Census Tract	12403

Owner

240 la Joya Dr is owned and occupied by an individual who bought it in March 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	240 LA JOYA DR, NIPOMO, CA 93444-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 13, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 12, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Deed Document Number	202012436
Prior Transfer Date	Apr 3, 1996
Prior Transfer Doc	0000017822
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	240 LA JOYA DR, NIPOMO, CA 93444-9664
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 LA JOYA DR, NIPOMO, CA 93444-9664

Mortgage

Document Number	0000020542
Date	Mar 17, 2021
Instrument	2021020542

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 13, 2020
Property Address	240 LA JOYA DR, NIPOMO, CA 93444-9664
Document Number	0000012436
Instrument Date	Feb 11, 2020
Instrument	12436
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	240 LA JOYA DR NIPOMO CA 934449664, NIPOMO, CA 93444-9664

Mortgage

Document Number	12437
Date	Mar 13, 2020
Instrument	12437

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2019
Property Address	240 LA JOYA DR, NIPOMO, CA 93444-9664
Document Number	0000008514
Instrument Date	Feb 28, 2019
Instrument	8514
Transaction Type	Transfer
Record Updated	Mar 20, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6290 PORTOLA RD ATASCADERO CA 934223624, ATASCADERO, CA 93422-3624

Tax Assessment & Valuation

The 2025 property tax bill for 240 la Joya Dr was $7,025 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,460 (+2%) Land $390,429 Building $290,031
2025	$7,025.00 Homeowner's exemption	$667,119 Land $382,774 Building $284,345
2023	$6,709.00 (+1.56%) Homeowner's exemption	$641,215 Land $367,911 Building $273,304
2022	$6,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 240 la Joya Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 la Joya Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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