191 la Joya Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 191 la Joya Dr, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,923 sqft · built 1963
Lot Size0.918 acres (40,000 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Aug 2012)
Tax Bill$4,390 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN092-445-005

Property Details

APN / Parcel Number

Primary APN092-445-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,923 sqft Living Area
1st Floor Area1,923 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area40,000 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address191 LA JOYA DR
CityNIPOMO
StateCA
Zip93444-8901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 302 BL 5 LT 5
Legal SubdivisionTRACT 302
Legal Tract302
Legal Block5
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2018
Census Tract12403

Owner

Source: San Luis Obispo County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address191 LA JOYA DR, NIPOMO, CA 93444-8901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2012 · Amount on Record
Deed SaleAug 10, 2012 · Amount on Record
Prior SaleMay 31, 2006 · Amount on Record
Deed Document Number201244910
Prior Transfer DateApr 24, 1998
Prior Transfer Doc0000025513
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address191 LA JOYA DR, NIPOMO, CA 93444-8901
Transaction TypeMortgage
Record UpdatedJan 29, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 LA JOYA DR, NIPOMO, CA 93444-8901

Mortgage

Document Number0000001406
DateJan 18, 2024
Instrument2024001406
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$420,765 (+2%) Land $238,642 Building $182,123
2025$4,390.00 (+4.67%)$412,515 (+4.04%) Land $233,963 Building $178,552
2023$4,194.00 (+1.53%)$396,498 Land $224,879 Building $171,619
2022$4,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - NIPOMO
private · serves 4,512 people · EPA ID CA4010018
Water SourcePurchased surface water from NIPOMO COMM SERVICES DIST
Last State InspectionSep 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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