240 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 240 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,030 sqft · built 1994
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2025)
Tax Bill	$2,747 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0503-50-0327`

Property Details

APN / Parcel Number

Primary APN	`0503-50-0327`
Alternative APN	`0503.03500327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,030 sqft Heated Area
1st Floor Area	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	134 ft deep x 97 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	240 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:110 SE:02 PL:0086-0100
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	50
Legal Lot Number	110
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3017
Census Tract	3602

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 18, 2022	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202521172
Deed Book / Page	12281 / 228
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 14, 2025
Property Address	240 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0122810228
Book / Page	12281 / 228
Map Reference	MB 86 PG 100
Instrument Date	Jul 11, 2025
Instrument	21172
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	KEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 WOODLAND DR, SPRING LAKE, NC 28390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 EPPINGDALE DR, SPRING LAKE, NC 28390-1525

Mortgage

Document Number	0000021173
Date	Jul 14, 2025
Instrument	21173

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 18, 2022
Property Address	240 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0114480420
Book / Page	11448 / 420
Map Reference	MB 86 PG 100
Instrument Date	Apr 18, 2022
Instrument	15798
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MAPLE ST, 401, CARY, NC 27513-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 EPPINGDALE DR, SPRING LAKE, NC 28390-1525

Mortgage

Document Number	0000015799
Date	Apr 18, 2022
Instrument	15799

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,747.00
2025	$2,747.00 (+54.15%)	$134,131 (+54.58%) Land $30,000 Building $104,131	$134,131 (+54.58%) Land $30,000 Building $104,131
2024	$1,782.00 (+11.24%)	$86,770 (-) Land $14,000 Building $72,770	$86,770 (-) Land $14,000 Building $72,770
2023	$1,602.00 (+2.63%)	$86,770 Land $14,000 Building $72,770	$86,770 Land $14,000 Building $72,770
2022	$1,561.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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