231 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 231 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,079 sqft · built 1995
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Mar 2019)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0503-40-9522`

Property Details

APN / Parcel Number

Primary APN	`0503-40-9522`
Alternative APN	`0503.03409522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,079 sqft Heated Area
1st Floor Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	131 ft deep x 72.7 ft wide
Garage Area	353 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	231 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:101 SE:02 PL:0086-0100
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	40
Legal Lot Number	101
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3015
Census Tract	3602

Owner

Source: Cumberland County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20196357
Deed Book / Page	10460 / 141
Prior Transfer Date	Jan 1, 2019
Prior Transfer Doc	0104600139
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113420498
Date	Dec 16, 2021
Book Page	11342/498
Instrument	58209

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 8, 2019
Property Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0104600141
Book / Page	10460 / 141
Instrument Date	Feb 18, 2019
Instrument	06357
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	6358
Date	Mar 8, 2019
Instrument	06358

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 8, 2019
Property Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0104600139
Book / Page	010460 / 000139
Instrument Date	Jan 1, 2019
Instrument	6356
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2303 ROCKLAND AVE BELPRE OH 457141036, BELPRE, OH 45714-1036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 18, 2017
Property Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0100740430
Book / Page	10074 / 430
Instrument Date	Apr 10, 2017
Instrument	12026
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 EPPINGDALE DR, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	12027
Date	Apr 18, 2017
Instrument	12027

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (+56.62%)	$134,226 (+46.13%) Land $30,000 Building $104,226	$134,226 (+46.13%) Land $30,000 Building $104,226
2024	$1,789.00 (+11.26%)	$91,856 (-) Land $14,000 Building $77,856	$91,856 (-) Land $14,000 Building $77,856
2023	$1,608.00	$91,856 Land $14,000 Building $77,856	$91,856 Land $14,000 Building $77,856
2022	$1,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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