240 E Peniel Rd, Palatka, FL 32177 Property Records

Putnam County property record for 240 E Peniel Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1994
Lot Size	0.919 acres (40,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,719 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21-10-26-0000-049.1-000.0`

Property Details

APN / Parcel Number

Primary APN	`21-10-26-0000-049.1-000.0`
Alternative APN	`80916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,932 sqft Living Area
1st Floor Area	1,633 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1994
Exterior Material	Brick
Lot Area	40,075 sqft (0.919 acres)
Garage Area	294 sqft
Porch	Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	80916
Street Address	240 E PENIEL RD
City	PALATKA
State	FL
Zip	32177-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W 1/2 OF SE 1/4 OR 226 P
Legal Range	26E
Legal Township	10S
Legal Section	21
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	1
Census Block	1018
Census Tract	950600

Owner

240 E Peniel Rd is owned and occupied by two individuals.

Source: Putnam County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	240 E PENIEL RD, PALATKA, FL 32177-8436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 240 E Peniel Rd was $1,719 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 Homeowner's exemption	$123,600	$225,550 Land $16,000 Building $209,550
2023	$1,500.00 (+6.31%) Homeowner's exemption	$116,630 (+2.99%)	$221,480 (+15.87%) Land $12,000 Building $209,480
2022	$1,411.00 Homeowner's exemption	$113,240	$191,140 Land $12,000 Building $179,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 E Peniel Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20