Oakland County property record for 240 E Oakridge St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,042 sqft · built 1922 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2002) |
| Tax Bill | $4,660 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-326-013 |
| Primary APN | 24-25-27-326-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,042 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 240 E OAKRIDGE ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 224, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WOODWARD HTS SUB |
| Legal Lot Number | 224 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 173100 |
240 E Oakridge St is owned and occupied by an individual who acquired it in December 2015.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 E OAKRIDGE ST, FERNDALE, MI 48220-1398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 12, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2002 · Amount on File |
| Deed Sale | Sep 3, 2002 · Amount on File |
| Last Transfer Date | Dec 30, 2015 |
| Transfer Doc | 0000251147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 240 E OAKRIDGE ST, FERNDALE, MI 48220-1398 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 240 E OAKRIDGE ST, FERNDALE, MI 48220-1398 |
| Document Number | 0000000193 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 58346/673 |
| Instrument | 193 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 240 E OAKRIDGE ST, FERNDALE, MI 48220-1398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 240 E OAKRIDGE ST, FERNDALE, MI 48220-1398 |
| Document Number | 0000173504 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 56535/754 |
| Instrument | 173504 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 170 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 240 E Oakridge St was $4,660, down 1.2% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,660.00 (-1.17%) | $145,020 | $290,040 |
| 2024 | $4,715.00 | ||
| 2023 | $131,620 | $263,240 | |
| 2021 | $4,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 E Oakridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 240 E Oakridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLEASANT RIDGE serves 2,872 people · EPA ID MI0005390 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2022 |
| Also Mapped Here | FERNDALE |
| Lead | 8 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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