232 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 232 E Oakridge St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,187 sqft · built 1921
Lot Size0.118 acres (5,140 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jul 2015)
Tax Bill$6,055 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-326-012

Property Details

APN / Parcel Number

Primary APN24-25-27-326-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,187 sqft Living Area
1st Floor Area964 sqft
Basement Area732 sqft
Unfinished Basement732 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions129 ft deep x 40 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address232 E OAKRIDGE ST
CityFERNDALE
StateMI
Zip48220-1398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 225, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HTS SUB
Legal Lot Number225
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1005
Census Tract173100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 E OAKRIDGE ST, FERNDALE, MI 48220-1398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2015 · Amount on Record
Deed SaleJul 8, 2015 · Amount on Record
Prior SaleDec 29, 2005 · Amount on Record
Deed Document Number2015137267
Deed Book / Page48368 / 556
Prior Transfer DateJun 1, 2015
Prior Transfer Doc0000137271
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address232 E OAKRIDGE ST, FERNDALE, MI 48220-1398
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E OAKRIDGE ST, FERNDALE, MI 48220-1398

Mortgage

Document Number0000105407
DateApr 19, 2021
Book Page56096/591
Instrument105407
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,055.00 (-2.65%) Homeowner's exemption$164,490 (+9.37%)$328,980 (+9.37%)
2024$6,220.00 (+6.56%)
2023$150,400$300,800
2021$5,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLEASANT RIDGE
serves 2,872 people · EPA ID MI0005390
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2022
Also Mapped HereFERNDALE
Lead8 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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