240 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 240 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 3,046 sqft · built 1900
Lot Size	0.376 acres (16,396 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (Jan 2026)
Tax Bill	$2,649 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0077.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0077.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,046 sqft Total Area
1st Floor Area	1,533 sqft
Basement Area	1,513 sqft
Unfinished Basement	1,513 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,396 sqft (0.376 acres)
Lot Width	99 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 E 2ND ST
City	XENIA
State	OH
Zip	45385-3420
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	XENIA ALL DP & L ESMNT ADJ LOT 144 COR N MONROE DR & E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	144
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5013
Census Tract	240600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Second Street District(Boundary Increase) listed 1979 · 10 contributing resources · NRIS 79001847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 W SURRY RD, KEENE, NH 03431-4946
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK
Jan 8, 2026	Warranty Deed, Transfer · Line of Credit CHAMPIONS FUNDING LLC
Oct 3, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 11, 2020	Warranty Deed, Transfer · Line of Credit GREENVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2026411
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0000013953
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	240 E 2ND ST, XENIA, OH 45385-3420
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E 2ND ST, XENIA, OH 45385-3420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025043
Date	Oct 11, 2021
Instrument	2021025043

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 27, 2041

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 8, 2026
Property Address	240 E 2ND ST, XENIA, OH 45385-3420
Document Number	0000000411
Map Reference	CAB 31 PG 53A-53B
Instrument Date	Jan 6, 2026
Instrument	2026000411
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 W SURRY RD, KEENE, NH 03431-4946
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000412
Date	Jan 8, 2026
Instrument	2026000412

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Oct 3, 2024
Property Address	240 E 2ND ST, XENIA, OH 45385-3420
Document Number	0000013953
Map Reference	CAB 31 PG 53A-53B
Instrument Date	Jun 17, 2024
Instrument	2024013953
Transaction Type	Transfer
Record Updated	Dec 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 E 2ND ST, XENIA, OH 45385-3420

Mortgage

Document Number	0000013954
Date	Oct 3, 2024
Instrument	2024013954

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Aug 11, 2020
Property Address	240 E 2ND ST, XENIA, OH 45385-3420
Document Number	0000015312
Map Reference	MB 1 PG 199-201
Instrument Date	Jul 24, 2020
Instrument	2020015312
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 WINTHROP LN, ASHLAND, OH 44805-1441

Mortgage

Document Number	0000015313
Date	Aug 11, 2020
Instrument	2020015313

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,649.00 (+3.23%)	$61,550 (-) Land $6,310 Building $55,240
2024	$2,566.00 (-1.8%)	$61,550 (-) Land $6,310 Building $55,240
2023	$2,613.00 (+14.56%)	$61,550 (+33.72%) Land $6,310 Building $55,240	$175,840 (+33.69%) Land $18,020 Building $157,820
2022	$2,281.00	$46,030 Land $5,040 Building $40,990
2020			$131,530 Land $14,410 Building $117,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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