209 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 209 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.09 acres (3,948 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2020)
Tax Bill	$98 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0186.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0186.00`

Exterior

Lot Area	3,948 sqft (0.09 acres)
Lot Dimensions	165 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	E SECOND ST
City	XENIA
State	OH
Zip	45385
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	XENIA W SIDE 23.97X165 LOT 167 ADJ TO E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	167
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5023
Census Tract	240600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Second Street District(Boundary Increase) listed 1979 · 10 contributing resources · NRIS 79001847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E 2ND ST, XENIA, OH 45385-3419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 9, 2022	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	202023785
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	E SECOND ST, XENIA, OH 45385
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013269
Date	Sep 22, 2023
Instrument	2023013269

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Dec 9, 2022
Property Address	E SECOND ST, XENIA, OH 45385
Document Number	0000022475
Instrument Date	Aug 12, 2022
Instrument	2022022475
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 N GUILFORD RD, MONSON, ME 04464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 E 2ND ST, XENIA, OH 45385-3419

Mortgage

Document Number	0000022476
Date	Dec 9, 2022
Instrument	2022022476

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$98.00 (-5.77%)	$2,430 (-) Land $2,430
2024	$104.00 (-0.95%)	$2,430 (-) Land $2,430
2023	$105.00 (+7.14%)	$2,430 (+25.26%) Land $2,430	$6,930 (+25.09%) Land $6,930
2022	$98.00	$1,940 Land $1,940
2020			$5,540 Land $5,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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