240 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 240 E 2nd St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,070 sqft · built 1935
Lot Size0.482 acres (21,000 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Aug 2016)
Tax Bill$326 (2024)
Deeds & MortgagesSep 2017 Mortgage
May 2017 Mortgage
Flood ZoneZone AE (high risk)
APN21-21-32-5CF-2200-0030

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-2200-0030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,070 sqft Living Area
1st Floor Area888 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions210 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area182 sqft
Utility Building112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address240 E 2ND ST
CityCHULUOTA
StateFL
Zip32766-8964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 22 NORTH CHULUOTA PB 2 PG 54 TO 58 & SEC 21 TWP 21S RGE 32E BEG SE COR LOT 3 BLK 22 NORTH CHULUOTA RUN WLY ON SLY
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block15,22
Legal Lot Number1,3
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1023
Census Tract21206

Owner

Source: Seminole County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address240 E 2ND ST, CHULUOTA, FL 32766-8964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2017Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC
May 31, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2016 · Amount on Record
Deed SaleAug 29, 2016 · Amount on Record
Prior SaleJan 18, 2002 · Amount on Record
Deed Document Number2016090783
Deed Book / Page08757 / 1906
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address240 E 2ND ST, CHULUOTA, FL 32766-8964
Document Number0089980699
Book / Page008998 / 000699
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 E 2ND ST CHULUOTA FL 327668964, CHULUOTA, FL 32766-8964

Mortgage

Document Number0089980699
DateOct 3, 2017
Book Page008998/000699
Instrument98749
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address240 E 2ND ST, CHULUOTA, FL 32766-8964
Document Number0089301133
Book / Page008930 / 001133
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 E 2ND ST CHULUOTA FL 327668964, CHULUOTA, FL 32766-8964

Mortgage

Document Number0089301133
DateJun 13, 2017
Book Page008930/001133
Instrument58447
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,690 (+5.99%)$207,547 (+24.56%) Land $147,600 Building $59,947
2024$326.00
2023$326.00 (+1.56%) Homeowner's exemption$131,799 (+3%)$166,619 (-3.24%) Land $110,700 Building $55,919
2022$321.00 Homeowner's exemption$127,960$172,193 Land $116,850 Building $55,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation57.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2016–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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