220 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 220 E 2nd St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,670 sqft · built 1967
Lot Size0.245 acres (10,695 sqft)
OwnerOwner Name on Record
Tax Bill$1,738 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN21-21-32-5CF-2200-0050

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-2200-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,670 sqft Living Area
1st Floor Area1,670 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,695 sqft (0.245 acres)
Lot Dimensions93 ft deep x 115 ft wide
Garage TypeMixed
Garage Area441 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area409 sqft
Utility Building294 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address220 E 2ND ST
CityCHULUOTA
StateFL
Zip32766-8964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 & E 15 FT OF LOT 6 BLK 22 NORTH CHULUOTA PB 2 PG 54 TO 58 & SEC 21 TWP 21S RGE 32E BEG SE COR LOT 5 BLK 22 NORTH
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block15,22
Legal Lot Number1,5-6
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1023
Census Tract21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address220 E 2ND ST, CHULUOTA, FL 32766-8964
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Jul 28, 2020Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 31, 2014
Transfer Doc0082350429
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address220 E 2ND ST, CHULUOTA, FL 32766-8964
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 E 2ND ST, CHULUOTA, FL 32766-8964

Mortgage

Document Number0100961435
DateNov 15, 2021
Book Page10096/1435
Instrument2021149894
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address220 E 2ND ST, CHULUOTA, FL 32766-8964
Document Number0096700484
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 E 2ND ST CHULUOTA FL 327668964, CHULUOTA, FL 32766-8964

Mortgage

Document Number0096700484
DateAug 5, 2020
Book Page009670/000484
Instrument84719
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueAug 4, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,738.00 (-5.13%) Homeowner's exemption$163,211 (+5.99%)$353,706 (+15.78%) Land $170,182 Building $183,524
2023$1,832.00 (+2.98%) Homeowner's exemption$153,991 (+3%)$305,508 (-1.7%) Land $127,636 Building $177,872
2022$1,779.00 Homeowner's exemption$149,506$310,797 Land $134,728 Building $176,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation57.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2016–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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