240 Dearbourne Ct, Owings, MD 20736 Property Records

Calvert County property record for 240 Dearbourne Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,632 sqft · built 2002
Lot Size	0.671 acres (29,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,225 (Mar 2002)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-171698`

Property Details

APN / Parcel Number

Primary APN	`03-171698`
Alternative APNs	`3171698` `171698`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,632 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	29,249 sqft (0.671 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	171698
Street Address	240 DEARBOURNE CT
City	OWINGS
State	MD
Zip	20736-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 73 PLAT 3 CROSS POINT AT DOWELL
Legal Subdivision	CROSS POINT AT DOWELL
Legal Lot Number	73
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2001
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 DEARBOURNE CT, OWINGS, MD 20736-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2002 · Amount on Record
Deed Sale	Mar 6, 2002 · Amount on Record
Deed Document Number	20022927
Deed Book / Page	1540 / 343
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	240 DEARBOURNE CT, OWINGS, MD 20736-3330
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063390055
Date	Sep 7, 2022
Book Page	6339/55

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	240 DEARBOURNE CT, OWINGS, MD 20736-3330
Document Number	0057670065
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 VILLAGE MARKET BLVD SE BUFFALO NY 14203, BUFFALO, NY 14203

Mortgage

Document Number	0057670065
Date	Nov 17, 2020
Book Page	005767/000065

Lender

Name	WELLS FARGO BK
Type	Bank
Address	240 DEARBOURNE CT, OWINGS, MD 20736-3330

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,167 (+2.03%)	$546,100 (+6.1%) Land $184,100 Building $362,000
2025	$5,716.00 (+17.83%) Homeowner's exemption	$514,700 (+10.24%) Land $184,100 Building $330,600	$514,700 (-) Land $184,100 Building $330,600
2023	$4,851.00 Homeowner's exemption	$466,900	$514,700 Land $184,100 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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