235 Dearbourne Ct, Owings, MD 20736 Property Records

Calvert County property record for 235 Dearbourne Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,224 sqft · built 2002
Lot Size	0.856 acres (37,267 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2019)
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-171604`

Property Details

APN / Parcel Number

Primary APN	`03-171604`
Alternative APNs	`3171604` `171604`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,224 sqft Total Area
Basement Area	1,105 sqft
Finished Basement	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,267 sqft (0.856 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	171604
Street Address	235 DEARBOURNE CT
City	OWINGS
State	MD
Zip	20736-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 66 PLAT 3 CROSS POINT AT DOWELL
Legal Subdivision	CROSS POINT AT DOWELL
Legal Lot Number	66
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2001
Census Tract	860200

Owner

235 Dearbourne Ct is owned and occupied by an individual who bought it in September 2019.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	235 DEARBOURNE CT, OWINGS, MD 20736-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jan 17, 2007 · Amount on File
Deed Book / Page	5444 / 661
Record Updated	Oct 29, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 30, 2019
Property Address	235 DEARBOURNE CT, OWINGS, MD 20736-3330
Document Number	0054440661
Book / Page	5444 / 661
Map Reference	MB KPS 1 PG 102
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ASPECT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	235 DEARBOURNE CT, OWINGS, MD 20736-3330

Mortgage

Document Number	5444667
Date	Sep 30, 2019
Instrument	5444/667

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 235 Dearbourne Ct was $6,444 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,133	$645,000 Land $187,700 Building $457,300
2025	$6,444.00
2023	$5,434.00 Homeowner's exemption	$523,067	$582,200 Land $187,700 Building $394,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Dearbourne Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Dearbourne Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dearbourne Ct

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