240 Clement Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 240 Clement Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 1988
Lot Size0.33 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$1,000 (Jan 2022)
Tax Bill$7,443 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 60.71-2-13

Property Details

APN / Parcel Number

Primary APN421500 60.71-2-13
Alternative APN
  • 150006007100020130000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,810 sqft Living Area
1st Floor Area1,400 sqft
Upper Floors Area410 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area14,400 sqft (0.33 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchPorch
Porch Area32 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address240 CLEMENT AVE
CitySCHENECTADY
StateNY
Zip12304-4043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description13 14 PARTS OF EACH 1 WOOD
Legal SubdivisionMAP OF COLONIAL HEIGHTS
Legal Block2
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4012
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 CLEMENT AVE, SCHENECTADY, NY 12304-4043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Grant Deed, Transfer
'HARA DALE O
Jun 26, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Document Number20224910
Deed Book / Page2077 / 701
Prior Transfer DateFeb 13, 2006
Prior Transfer Doc0017280476
Record UpdatedJun 8, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateSep 28, 2020
Property Address240 CLEMENT AVE, SCHENECTADY, NY 12304-4043
Document Number0000029587
Book / Page002042 / 000493
Instrument DateJan 31, 2020
Instrument29587
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1308 BELMONT AVE SCHENECTADY NY 12308, SCHENECTADY, NY 12308

Mortgage

Document Number29588
DateSep 28, 2020
Book Page005024/000625
Instrument29588
Lender
Name'HARA DALE O
AddressPO BOX 1302, CHARLESTON, SC 29402-1302
Agreement
AmountAmount Recorded

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 26, 2019
Property Address240 CLEMENT AVE, SCHENECTADY, NY 12304-4043
Document Number0000029035
Book / Page002013 / 000846
Instrument DateJun 13, 2019
Instrument29035
Transaction TypeForeclosure
Record UpdatedJul 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$24.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1133 RANKIN ST #100 ST PAUL MN 551164117, 100, ST PAUL, MN 55116-4117

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,443.00 (+2.63%)$164,400 (-) Land $24,700 Building $139,700$272,231 (+30.82%) Land $40,901 Building $231,330
2023$164,400 (-) Land $24,700 Building $139,700$208,101 (+3.8%) Land $31,266 Building $176,835
2022$164,400 Land $24,700 Building $139,700$200,488 Land $30,122 Building $170,366
2021$7,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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