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203 Clement Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 203 Clement Ave, Schenectady, NY 12304

Property Summary

Property TypeApartments (5+ Units)
Details3,894 sqft · built 1990
Lot Size0.275 acres (12,000 sqft)
OwnerCompany Name on Record
Last Sale$348,000 (Apr 2019)
Tax Bill$7,953 (2026)
Deeds & MortgagesApr 2019 Sale & Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN421500 60.71-2-5

Property Details

APN / Parcel Number

Primary APN421500 60.71-2-5
Alternative APN
  • 150006007100020050000000

Interior

Units5 Units
Stories2 Stories
Building Area3,894 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area465 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address203 CLEMENT AVE
CitySCHENECTADY
StateNY
Zip12304-4047
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code02 - SINGL
Legal Description2 3 PARTS OF EACH 2 WOOD
Legal Block2
Legal Lot Number5.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3016
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4908 KLOSTERMAN OAKS BLVD, PALM HARBOR, FL 34683-1202
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF SCOTIA
Jul 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Deed Document Number201917078
Deed Book / Page2009 / 728
Record UpdatedOct 29, 2026

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 22, 2019
Property Address203 CLEMENT AVE, SCHENECTADY, NY 12304-4047
Document Number0000017078
Book / Page2009 / 728
Instrument DateApr 19, 2019
Instrument201917078
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,392.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1718 BROADWAY, 1718, SCHENECTADY, NY 12306-4949

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 EARL AVE, SCHENECTADY, NY 12309-5621

Mortgage

Document Number0000017080
DateApr 22, 2019
Instrument201917080
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 16, 2018
Property Address203 CLEMENT AVE, SCHENECTADY, NY 12304-4047
Document Number0000030842
Book / Page001991 / 000380
Instrument DateJun 18, 2018
Instrument30842
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1718 BROADWAY SCHENECTADY NY 123064929, SCHENECTADY, NY 12306-4929

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,953.00 (+0.76%)
2025$7,893.00 (+0.99%)$192,800 (-) Land $27,700 Building $165,100$319,258 (+30.82%) Land $45,868 Building $273,390
2023$192,800 (-) Land $27,700 Building $165,100$244,051 (+3.8%) Land $35,063 Building $208,988
2022$192,800 Land $27,700 Building $165,100$235,122 Land $33,780 Building $201,342
2021$7,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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