240 Chinquapin Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 240 Chinquapin Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 2004
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2021)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459102550647000`

Property Details

APN / Parcel Number

Primary APN	`459102550647000`
Alternative APN	`55390`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,456 sqft Heated Area
Upper Floors Area	468 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	82,328 sqft (1.89 acres)
Lot Dimensions	290 ft deep x 331 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	724 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55390
Street Address	240 CHINQUAPIN LN
City	MURPHY
State	NC
Zip	28906-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 PH III WILDCAT DEV 1165/821
Legal Phase	3
Legal Lot Number	121
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	240 CHINQUAPIN LN, MURPHY, NC 28906-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	5481
Deed Book / Page	1688 / 855
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	240 CHINQUAPIN LN, MURPHY, NC 28906-9339
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHINQUAPIN LN, MURPHY, NC 28906-9339

Mortgage

Document Number	001744/795
Date	Oct 18, 2023
Book Page	1744/795
Instrument	5270

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 7, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 17, 2021
Property Address	240 CHINQUAPIN LN, MURPHY, NC 28906-9339
Document Number	001688/855
Book / Page	1688 / 855
Instrument Date	Aug 3, 2021
Instrument	5481
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18933 GRAND CLUB DR, 18933, HUDSON, FL 34667-5540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHINQUAPIN LN, MURPHY, NC 28906-9339

Mortgage

Document Number	0001688859
Date	Aug 17, 2021
Instrument	1688/859

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00	$317,860 (-)	$317,860 (-) Land $30,000 Building $287,860
2023		$317,860	$317,860 Land $30,000 Building $287,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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