Cherokee County property record for 145 Chinquapin Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 2004 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2024) |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459102561132000 |
| Primary APN | 459102561132000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 328 ft deep x 158 ft wide |
| Porch | Open Porch |
| Porch Area | 464 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62454 |
|---|---|
| Street Address | 145 CHINQUAPIN LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-6244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 114 WILDCAT DEV PH III 1472/1075 E/185A |
| Legal Phase | 3 |
| Legal Lot Number | 114 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930502 |
145 Chinquapin Ln is owned and occupied by an individual who bought it in March 2024.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CHINQUAPIN LN, MURPHY, NC 28906-6244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Aug 16, 2013 · Amount on File |
| Deed Document Number | 1435 |
| Deed Book / Page | 1753 / 1183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 145 CHINQUAPIN LN, MURPHY, NC 28906-6244 |
| Document Number | 0000003732 |
| Book / Page | 1806 / 343 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20263732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 145 CHINQUAPIN LN, MURPHY, NC 28906-6244 |
| Document Number | 0000003732, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1806/343 |
| Instrument | 20263732 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 145 CHINQUAPIN LN, MURPHY, NC 28906-6244 |
| Document Number | 01753/1183 |
| Book / Page | 1753 / 1183 |
| Map Reference | CAB A SL 188 3 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 1435 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 STONEGATE CT, EASLEY, SC 29642-8796 |
| Name | Verified Name |
|---|---|
| Address | 145 CHINQUAPIN LN, MURPHY, NC 28906-6244 |
| Document Number | 0000001436 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 1436 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 01753/1185 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 1753/1185 |
| Instrument | 1436 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 145 Chinquapin Ln was $1,152.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 | $165,700 | $165,700 Land $25,000 Building $140,700 |
| 2023 | $163,930 | $163,930 Land $25,000 Building $138,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 145 Chinquapin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Chinquapin Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
5G (outdoors only) and 4G LTE
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