240 Charles Pl, Wilmette, IL 60091 Property Records

Cook County property record for 240 Charles Pl, Wilmette, IL 60091

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,277 sqft · built 1979
Lot Size	0.055 acres (2,409 sqft)
Owner	Individual Name on File
Last Sale	$356,500 (May 2020)
Tax Bill	$8,090 (2023)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-306-079`

Property Details

APN / Parcel Number

Primary APN	`05-32-306-079`
Alternative APN	`05-32-306-079-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,277 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	2,409 sqft (0.055 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	240 CHARLES PL
City	WILMETTE
State	IL
Zip	60091-3008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(FIFIELD) (MILLS) & COS (CHARLES) PLACE SUB OF LT2 EX S100FT IN MANGELS SUB OF PT OF LT31 IN COUNTY CLERKS DIVN OF SW SEC 32-
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	FIFIELD MILLS & COS CHARLES
Legal Lot Number	2,31
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3010
Census Tract	801000

Owner

240 Charles Pl, a townhouse, is owned and occupied by an individual who bought it in May 2020.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	240 CHARLES PL, WILMETTE, IL 60091-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 7, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Apr 6, 2004 · Amount on File
Deed Document Number	20203076
Prior Transfer Date	Nov 5, 1993
Prior Transfer Doc	0000000640
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	240 CHARLES PL, WILMETTE, IL 60091-3008
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016846001
Date	Jun 17, 2021
Instrument	2116846001

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 7, 2020
Property Address	240 CHARLES PL, WILMETTE, IL 60091-3008
Document Number	2012803076
Instrument Date	Feb 21, 2020
Instrument	12803076
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	240 CHARLES PL WILMETTE IL 600913008, WILMETTE, IL 60091-3008

Mortgage

Document Number	2012803077
Date	May 7, 2020
Instrument	12803077

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,000 Land $6,745 Building $43,255	$500,000 Land $67,450 Building $432,550
2023	$8,090.00 (+5.67%)
2022	$7,656.00	$35,650 Land $7,000 Building $28,650	$356,500 Land $70,000 Building $286,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 Charles Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1981–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Charles Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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