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228 Charles Pl, Wilmette, IL 60091 Property Records

Cook County property record for 228 Charles Pl, Wilmette, IL 60091

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,277 sqft · built 1978
Lot Size0.048 acres (2,068 sqft)
Owner2 Company Names on Record
Last Sale$395,000 (Aug 2005)
Tax Bill$9,084 (2023)
Deeds & MortgagesAug 2021 Transfer
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-32-306-073

Property Details

APN / Parcel Number

Primary APN05-32-306-073
Alternative APN
  • 05-32-306-073-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Units17 Units
Stories3 Stories
Building Area2,277 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area2,068 sqft (0.048 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address228 CHARLES PL
CityWILMETTE
StateIL
Zip60091-3008
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(FIFIELD) (MILLS) & COS (CHARLES) PLACE SUB OF LT2 EX S100FT IN MANGELS SUB OF PT OF LT31 IN COUNTY CLERKS DIVN OF SW SEC 32-
Legal Range13E
Legal Township42N
Legal Section32
Legal SubdivisionFIFIELD MILLS & COS CHARLES
Legal Block1
Legal Lot Number2,31
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3010
Census Tract801000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address228 CHARLES PL, WILMETTE, IL 60091-3008
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 16, 2018Loan Modification, Mortgage · Conventional Mortgage
BANK OF HOPE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2005 · Amount on Record
Deed SaleAug 30, 2005 · Amount on Record
Prior SaleJan 15, 2003 · Amount on Record
Deed Document Number200550093
Last Transfer DateAug 12, 2021
Transfer Doc0000015028
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateAug 24, 2021
Property Address228 CHARLES PL, WILMETTE, IL 60091-3008
Document Number0023615028
Instrument DateAug 12, 2021
Instrument2123615028
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 CHARLES PL, WILMETTE, IL 60091-3008

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address228 CHARLES PL, WILMETTE, IL 60091-3008
Document Number1814129194
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address228 CHARLES PL WILMETTE IL 600913008, WILMETTE, IL 60091-3008

Mortgage

Document Number1814129194
DateMay 21, 2018
Instrument14129194
Lender
NameBANK OF HOPE
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 20, 2023
Interest
Rate5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWilmette Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWilmette School District 39 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,000 (+8.7%) Land $5,790 Building $44,210$500,000 (+8.7%) Land $57,900 Building $442,100
2023$9,084.00 (+76.56%)
2022$5,145.00$46,000 Land $7,000 Building $39,000$460,000 Land $70,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1981–2007)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMETTE
serves 27,650 people · EPA ID IL0313300
Water SourceSurface water
Last State InspectionJun 2023
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Astound Broadband, T-Mobile.

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