240 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 240 Carmel Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Dec 2020)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-11-79-*-61`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-79-*-61`
Alternative APNs	`26-36-11-79-00000.0-0061.00` `2615322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	2,146 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	559 sqft
Porch	Finished/Open Porch
Porch Area	318 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615322
Street Address	240 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WEST LAKE VILLAGE UNIT TWO LOT 61
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	WEST LAKE VILLAGE UNIT TWO
Legal Lot Number	61
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3003
Census Tract	63109

Owner

240 Carmel Dr is owner-occupied and held in a trust since December 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	240 CARMEL DR, MELBOURNE, FL 32940-7782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Deed Document Number	2020282962
Deed Book / Page	8954 / 1309
Prior Transfer Date	Jun 30, 1998
Prior Transfer Doc	3870002549
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 17, 2020
Property Address	240 CARMEL DR, MELBOURNE, FL 32940-7782
Document Number	0089541309
Book / Page	8954 / 1309
Map Reference	MB 38 PG 91
Instrument Date	Dec 8, 2020
Instrument	2020282962
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FOUNDATION TTL & SETMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 LANAI CIR, 704, INDIAN HARBOUR BEACH, FL 32937-4278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CARMEL DR, MELBOURNE, FL 32940-7782

Mortgage

Document Number	89541311
Date	Dec 17, 2020
Instrument	8954/1311

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 240 Carmel Dr was $4,673 with a homeowner's exemption, up 6.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,660 (+2.7%)	$419,220 (-2.05%)
2025	$4,673.00 (+6.64%)	$357,030	$427,980
2024	$4,382.00 (+1.55%)
2023	$4,315.00 (+7.37%) Homeowner's exemption	$336,870 (+3%)	$425,650 (+8.93%) Land $104,500 Building $321,150
2022	$4,019.00 Homeowner's exemption	$327,060	$390,770 Land $104,500 Building $286,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Carmel Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 149 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Carmel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20